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	<title>Owning A Home by Raymond Byard</title>
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	<description>Raymond Byard Real Estate</description>
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		<title>Owning A Home by Raymond Byard</title>
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		<title>Preparing to Buy a Home</title>
		<link>http://raymondbyard.wordpress.com/2008/02/23/preparing-to-buy-a-home-2/</link>
		<comments>http://raymondbyard.wordpress.com/2008/02/23/preparing-to-buy-a-home-2/#comments</comments>
		<pubDate>Sat, 23 Feb 2008 02:09:40 +0000</pubDate>
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		<description><![CDATA[Buying a home can be a very rewarding and enjoyable experience, when you are properly prepared. Being prepared means knowing what you want and can afford. In order to have everything work to your advantage you must have knowledge of &#8230; <a href="http://raymondbyard.wordpress.com/2008/02/23/preparing-to-buy-a-home-2/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=raymondbyard.wordpress.com&amp;blog=2858731&amp;post=9&amp;subd=raymondbyard&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Finding a Home</title>
		<link>http://raymondbyard.wordpress.com/2008/02/22/preparing-to-buy-a-home/</link>
		<comments>http://raymondbyard.wordpress.com/2008/02/22/preparing-to-buy-a-home/#comments</comments>
		<pubDate>Fri, 22 Feb 2008 23:37:31 +0000</pubDate>
		<dc:creator>nsabo</dc:creator>
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		<guid isPermaLink="false">http://raymondbyard.wordpress.com/2008/02/22/preparing-to-buy-a-home/</guid>
		<description><![CDATA[Homes that need work are excellent bargains if you do your homework. If you do not do your homework properly, that bargain can turn into a money pit. Cost overruns, contractor disputes and building violations can wipe out your equity. &#8230; <a href="http://raymondbyard.wordpress.com/2008/02/22/preparing-to-buy-a-home/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=raymondbyard.wordpress.com&amp;blog=2858731&amp;post=8&amp;subd=raymondbyard&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Understanding Home Appreciation</title>
		<link>http://raymondbyard.wordpress.com/2008/02/22/understanding-home-appreciation/</link>
		<comments>http://raymondbyard.wordpress.com/2008/02/22/understanding-home-appreciation/#comments</comments>
		<pubDate>Fri, 22 Feb 2008 23:35:33 +0000</pubDate>
		<dc:creator>nsabo</dc:creator>
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		<guid isPermaLink="false">http://raymondbyard.wordpress.com/?p=7</guid>
		<description><![CDATA[Think of appreciation as the paper profits in real estate. Your profits exist only on paper&#8211;in this case, your deed&#8211;until you actually sell the house. If you buy a house in a rapidly appreciating area, there is no guarantee that &#8230; <a href="http://raymondbyard.wordpress.com/2008/02/22/understanding-home-appreciation/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=raymondbyard.wordpress.com&amp;blog=2858731&amp;post=7&amp;subd=raymondbyard&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Should I Buy A Fixer-Upper?</title>
		<link>http://raymondbyard.wordpress.com/2008/02/22/should-i-buy-a-fixer-upper/</link>
		<comments>http://raymondbyard.wordpress.com/2008/02/22/should-i-buy-a-fixer-upper/#comments</comments>
		<pubDate>Fri, 22 Feb 2008 23:29:08 +0000</pubDate>
		<dc:creator>nsabo</dc:creator>
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		<guid isPermaLink="false">http://raymondbyard.wordpress.com/2008/02/22/should-i-buy-a-fixer-upper/</guid>
		<description><![CDATA[One persistent myth in real estate is that anyone can make money by buying a fixer-upper or foreclosure property at low cost, doing the renovation work themselves and then reselling at a profit. Many experienced contractors and career renovators do &#8230; <a href="http://raymondbyard.wordpress.com/2008/02/22/should-i-buy-a-fixer-upper/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=raymondbyard.wordpress.com&amp;blog=2858731&amp;post=6&amp;subd=raymondbyard&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Squandered Equity</title>
		<link>http://raymondbyard.wordpress.com/2008/02/22/squandered-equity/</link>
		<comments>http://raymondbyard.wordpress.com/2008/02/22/squandered-equity/#comments</comments>
		<pubDate>Fri, 22 Feb 2008 23:23:13 +0000</pubDate>
		<dc:creator>nsabo</dc:creator>
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		<guid isPermaLink="false">http://raymondbyard.wordpress.com/2008/02/22/squandered-equity/</guid>
		<description><![CDATA[Appreciating prices in real estate is a good thing if you control the situation. It does a homeowner no good to be in an environment where real estate is appreciating at rapid rates and financially your are not able to &#8230; <a href="http://raymondbyard.wordpress.com/2008/02/22/squandered-equity/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=raymondbyard.wordpress.com&amp;blog=2858731&amp;post=5&amp;subd=raymondbyard&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Buying Right</title>
		<link>http://raymondbyard.wordpress.com/2008/02/22/buying-right/</link>
		<comments>http://raymondbyard.wordpress.com/2008/02/22/buying-right/#comments</comments>
		<pubDate>Fri, 22 Feb 2008 22:40:42 +0000</pubDate>
		<dc:creator>nsabo</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://raymondbyard.wordpress.com/2008/02/22/buying-right/</guid>
		<description><![CDATA[One of the factors for real estate to be a good investment is buying the property right. The first thing that you must do is get your financing in order. Determine how much money that you have to apply to &#8230; <a href="http://raymondbyard.wordpress.com/2008/02/22/buying-right/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=raymondbyard.wordpress.com&amp;blog=2858731&amp;post=4&amp;subd=raymondbyard&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>&#8220;Buying Right&#8221; Part 2 by Raymond Byard</title>
		<link>http://raymondbyard.wordpress.com/2008/02/13/buying-right-part-2-by-raymond-byard/</link>
		<comments>http://raymondbyard.wordpress.com/2008/02/13/buying-right-part-2-by-raymond-byard/#comments</comments>
		<pubDate>Wed, 13 Feb 2008 01:31:16 +0000</pubDate>
		<dc:creator>nsabo</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://raymondbyard.wordpress.com/?p=3</guid>
		<description><![CDATA[Homes that need work are excellent bargains if you do your homework. If you do not do your homework properly, that bargain can turn into a money pit. Cost overruns, contractor disputes and building violations can wipe out your equity. &#8230; <a href="http://raymondbyard.wordpress.com/2008/02/13/buying-right-part-2-by-raymond-byard/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=raymondbyard.wordpress.com&amp;blog=2858731&amp;post=3&amp;subd=raymondbyard&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Listen to the &#8220;Raymond Byard Show&#8221;</title>
		<link>http://raymondbyard.wordpress.com/2008/02/13/hello-world/</link>
		<comments>http://raymondbyard.wordpress.com/2008/02/13/hello-world/#comments</comments>
		<pubDate>Wed, 13 Feb 2008 01:03:48 +0000</pubDate>
		<dc:creator>nsabo</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[extra money]]></category>
		<category><![CDATA[owing a home]]></category>
		<category><![CDATA[Quality of life]]></category>
		<category><![CDATA[Raymond Byard]]></category>
		<category><![CDATA[real estate]]></category>

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		<description><![CDATA[Ray Byard, host of the &#8220;Raymond Byard Show,&#8221; features guests with a passion to help others. They provide valuable information and insights that will help improve the quality of your life.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=raymondbyard.wordpress.com&amp;blog=2858731&amp;post=1&amp;subd=raymondbyard&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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